Can I use Drupal Commerce plus SaaS MLM with Stripe Connect?

Yes. Stripe Connect handles the payment flow on the Drupal Commerce side; the SaaS MLM platform tracks distributor wallets and commission ledger; settlement happens via Stripe payouts triggered from the SaaS wallet API. Distributors are registered as Stripe Connect Express accounts during SaaS member creation, which means KYC and tax-form generation are handled by Stripe rather than running in parallel inside the SaaS. This is the cleanest pattern for Drupal-stack MLMs that already use Stripe for customer payments.